Oh, the smell of wallets opening is in the air. My parents have already directed me to find the most direct route to the nearest outlet malls. I’m so sad that I will be forced into the writhing frantic mass that is Black Friday shoppers. I like shopping online so much better.
If you’re gonna shop online, don’t forget to use Cash Back portals like Ebates and FatCash. If you carefully click through their link and then buy something, they’ll give you a percentage back as a rebate on your purchase somewhere down the line. This is in addition using a properly chosen cashback credit card. I always manage to forget to use them, so I’ve actually put a Post-it on my monitor with EBATES written on it. Check both to see which is offering the best cash back rate.
Here is a random comparison of stores:
Gap.com – FatCash 3.3%, E-bates 3%
Barnes & Noble.com – FatCash 4%, E-bates 4%
Half.com – FatCash 3%, E-bates 3%
Target.com – FatCash 4.4%, E-bates 3%
Priceline.com – FatCash 3%, E-bates 3%
Looks like FatCash tends to have better rates. I’ve gotten payouts from both with no problems from both sites. Be sure to click directly from their tracking link before you buy. I usually do my browsing and decide exactly what I want first. Then I click through their links, add what I want to the cart, and buy immediately.
Upromise has a similar thing, but the cash back seems to be always less, and you need to jump through extra hoops to get your money. There are also other shopping portals, like MyPoints and Mileage Malls like WorldPerks Mall that work in points, but I like cash.