Comments on: How Does Your Target Retirement Fund’s Glide Path Compare? http://www.mymoneyblog.com/how-does-your-target-retirement-funds-glide-path-compare.html Personal Finance and Investing Blog Sun, 12 Feb 2012 05:06:12 +0000 hourly 1 By: Edwin http://www.mymoneyblog.com/how-does-your-target-retirement-funds-glide-path-compare.html#comment-146277 Edwin Sat, 06 Mar 2010 09:25:05 +0000 http://www.mymoneyblog.com/?p=6154#comment-146277 A similar look at glide paths using bond and cash %, as well as equity %'s. http://www.mariposacap.com/blog/2009/11/04/glide-path-a-target-date-funds-secret-sauce/ A similar look at glide paths using bond and cash %, as well as equity %’s.

http://www.mariposacap.com/blo.....ret-sauce/

]]> By: Alaska 49 http://www.mymoneyblog.com/how-does-your-target-retirement-funds-glide-path-compare.html#comment-142081 Alaska 49 Thu, 17 Dec 2009 03:54:15 +0000 http://www.mymoneyblog.com/?p=6154#comment-142081 Kiplinger's January issue has a great article on Target date funds, pg 42. The most interesting thing I found was that it shows vastly different glide paths for three funds with the same target date. The three funds were Oppenheimer Transition 250, T.Rowe Prince Retirement 2050, and Wells Fargo Advantage Dow Jone Target 2050. All start and end at the same time...but the stock/bond allocations are vastly different...so beware of what you buy...maybe Jonathan can pull the glide path graphic from the online version if it is posted there. worth a look. Kiplinger’s January issue has a great article on Target date funds, pg 42. The most interesting thing I found was that it shows vastly different glide paths for three funds with the same target date. The three funds were Oppenheimer Transition 250, T.Rowe Prince Retirement 2050, and Wells Fargo Advantage Dow Jone Target 2050. All start and end at the same time…but the stock/bond allocations are vastly different…so beware of what you buy…maybe Jonathan can pull the glide path graphic from the online version if it is posted there. worth a look.

]]> By: Dan http://www.mymoneyblog.com/how-does-your-target-retirement-funds-glide-path-compare.html#comment-142075 Dan Wed, 16 Dec 2009 23:17:56 +0000 http://www.mymoneyblog.com/?p=6154#comment-142075 I second Marie's comment on the desire to hear more from Jonathan about target date funds. Like Jonathan, I'm an asset class junkie and happily using a portfolio of various passive funds that I rebalance from time to time. But I'm also helping my girlfriend plan for her retirement, and she does not share my interest in investing. I started her off in Vanguard's Star fund, but now that her holdings are above the minimum for other funds I'd like to put her into a target retirement fund instead. Any information on these funds would be welcome. I second Marie’s comment on the desire to hear more from Jonathan about target date funds.

Like Jonathan, I’m an asset class junkie and happily using a portfolio of various passive funds that I rebalance from time to time. But I’m also helping my girlfriend plan for her retirement, and she does not share my interest in investing. I started her off in Vanguard’s Star fund, but now that her holdings are above the minimum for other funds I’d like to put her into a target retirement fund instead. Any information on these funds would be welcome.

]]> By: Chuck http://www.mymoneyblog.com/how-does-your-target-retirement-funds-glide-path-compare.html#comment-142058 Chuck Wed, 16 Dec 2009 15:28:19 +0000 http://www.mymoneyblog.com/?p=6154#comment-142058 The best way to choose a target retirement fund is to figure out in advance what your desired asset allocation is based on your own situation (time horizon, portfolio size, tolerance for risk), then pick the one that most closely matches. Most people want less risk than they would get by just blindly choosing a fund based on the target date. However, if you don't know how to choose an asset allocation, just blindly picking one will leave you better off than you would be if you did anything else. (Like the worst thing you could do: hire a financial advisor.) The best way to choose a target retirement fund is to figure out in advance what your desired asset allocation is based on your own situation (time horizon, portfolio size, tolerance for risk), then pick the one that most closely matches. Most people want less risk than they would get by just blindly choosing a fund based on the target date. However, if you don’t know how to choose an asset allocation, just blindly picking one will leave you better off than you would be if you did anything else. (Like the worst thing you could do: hire a financial advisor.)

]]> By: craig http://www.mymoneyblog.com/how-does-your-target-retirement-funds-glide-path-compare.html#comment-142057 craig Wed, 16 Dec 2009 15:13:51 +0000 http://www.mymoneyblog.com/?p=6154#comment-142057 I use the vanguard VTIVX 2045 fund. Maxing out this yr for the 2nd yr in a row. I use the vanguard VTIVX 2045 fund. Maxing out this yr for the 2nd yr in a row.

]]> By: Marie http://www.mymoneyblog.com/how-does-your-target-retirement-funds-glide-path-compare.html#comment-142056 Marie Wed, 16 Dec 2009 14:39:38 +0000 http://www.mymoneyblog.com/?p=6154#comment-142056 I would love to hear more on Jonathan's opinions on target date funds. I would love to hear more on Jonathan’s opinions on target date funds.

]]>