If you apply to as many offers as I do, you can’t afford the ink to print all those Terms and Conditions out. But it is really critical to save the details of everything you apply for, in case you need to fight for your money later. Companies change offers or take down their offer websites all the time. The solution? A free PDF Printer Driver called PDFCreator. Once installed, just do File > Print like usual but choose ‘PDFCreator’ as your printer, and out comes a nice Adobe Acrobat PDF File! The time you printed it out is even included. Also great for saving online statements.
Example: The 0% APR Discover card offer here has no mention of a balance transfer fee in the Terms and Conditions. But now, I have a .PDF of the complete T and C’s saved on my hard disk if there is any dispute.