Free Credit Reports Available Nationwide Now (Few Days Early)

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If you live anywhere but the East Coast, you already have had access to a free annual credit report from each of the three major credit bureaus, as mandated by the government. Access to states on the East Coast* was supposed to start on September 1st, but according to some impatient people 😉 it is available now, five days early. So if you want to beat the rush, go for it! The official website is here: AnnualCreditReport.com. Don’t confuse it with those other “free credit report” sites that make you sign up for a 30-day trial.

Note that you just get a your report, listing your credit history, lines, and balances. Access to your credit score will cost you, but unless you are shopping for a mortgage or insurance, you’ll probably be fine using the free FICO Score Estimator from myFICO.

* Eastern states include Connecticut, Delaware, District of Columbia, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, Vermont, Virginia, and West Virginia. Also eligible now are Puerto Rico and all U.S. territories.

My Money Blog has partnered with CardRatings and may receive a commission from card issuers. Some or all of the card offers that appear on this site are from advertisers and may impact how and where card products appear on the site. MyMoneyBlog.com does not include all card companies or all available card offers. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned.

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Comments

  1. Good stuff! I just checked up and it does in fact work now for the east coast.

  2. Thanks for the heads up! I was just going to wait until Sep 1.

  3. Thanks, I was due for a checkup soon and have been waiting until the East Coast got access to the free reports!

  4. Beware, there are apparently many imitator sites that rely on a mark’s inability to spell annualcreditreport.com. Make sure you hit the right one if you type it in…

  5. Thank you for the headsup. Free reports is always nice. IN fact i took advantage of the free credit report and score form MBNA (it’s provided by Equafax) and all my info seem to be correct on all three credit agencies 🙂

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