Free State Income Tax E-File Options For All 50 States

Completely updated in 2013 for Tax Year 2012 returns. Whew, that took a while!

When shopping for tax prep software, always look at the total price including state return software and any additional charges for state e-file. For example, even the free version of TurboTax Online charges $27.99 for state returns with e-File, while other versions charge $36.99. If you buy the TurboTax Desktop version on Amazon with state software labeled “TurboTax Deluxe Federal + E-File + State 2012″, the state e-File is still an additional $20.

More and more states are offering their own in-house online income tax filing. This makes sense, as it reduces errors and saves the state from having to go through all those paper returns. Many other states have partnered with the “Free File Alliance” to offer free online filing for certain groups, usually limited-income households, senior citizens, young adults, and/or active duty military personnel. But again, read through the restrictions carefully and calculate the total price including Federal before committing.

As a baseline, remember that you can get both Federal and State tax prep including both free Federal and free State e-File from TaxACT.com for $14.95. See my lightning review of TaxACT, TurboTax, and H&R Block for why it may be worth it for some folks pay more for the time-saving or audit-protection features of the “brand name” products.

Below, you’ll find free e-file information for all 50 states. I found it interesting how some states have sleek websites and some still seem stuck in 1997. Be sure to read all the details, as you might have to click through a specific link to qualify.

In alphabetical order (just click on the state):

State Restrictions
Alabama Free through My Alabama Taxes (MAT). No major restrictions.
Alaska (no state income tax)
Arizona Various FreeFile options. Income and/or other restrictions apply, but free fillable free PDF forms for all.
Arkansas Various FreeFile options. Income and/or other restrictions apply.
California Free through CalFile. No capital gains/losses or Schedule C income allowed.

Colorado Free through Revenue Online. No major restrictions.
Connecticut Free through TaxPayer Service Center (TSC). No major restrictions.
Delaware Various FreeFile options. Income and/or other restrictions apply.
Florida (no state income tax)
Georgia Various FreeFile options. Income and/or other restrictions apply.
Hawaii Free through Electronic Filing (ELF). No major restrictions.
Idaho Various FreeFile options. Income and/or other restrictions apply.
Illinois Free through WebFile. No major restrictions.
Indiana Various FreeFile options. Income and/or other restrictions apply.
Iowa Various FreeFile options. Income and/or other restrictions apply.
Kansas Free through KS WebFile. No major restrictions.
Kentucky Various FreeFile options. Income and/or other restrictions apply.
Louisiana Free through Louisiana File Online. No major restrictions.
Maine Free through Maine FastFile. No major restrictions.
Maryland Free through their iFile service. No major restrictions.
Massachusetts Free through WebFile for Income. No major restrictions. FreeFile options with income restrictions also available.
Michigan Various FreeFile options. Income and/or other restrictions apply.
Minnesota Various FreeFile options. Income and/or other restrictions apply.
Mississippi Various FreeFile options. Income and/or other restrictions apply.
Missouri Various FreeFile options. Income and/or other restrictions apply.
Montana Free through Taxpayer Access Point (TAP). No major restrictions. FreeFile options with income restrictions also available.
Nebraska Free through NebFile. No major restrictions.
Nevada (no state income tax)
New Hampshire No state personal income tax, but there is tax on investment income. Free online filing.
New Jersey Free through NJ WebFile, must be full-year resident.
New Mexico Free through New Mexico WebFile. No major restrictions.
New York You can pretty much use any state software, as New York law prohibits an additional charge for e-filing. FreeFile options also available with income restrictions.
North Carolina Various FreeFile options. Income and/or other restrictions apply.
North Dakota Various FreeFile options. Income and/or other restrictions apply. Free fillable PDF forms also available.
Ohio Free through Ohio Online Services. No major restrictions.
Oklahoma Various FreeFile options. Income and/or other restrictions apply.
Oregon Various FreeFile options. Income and/or other restrictions apply.
Pennsylvania Free through PA DirectFile. No major restrictions.
Rhode Island Various FreeFile options. Income and/or other restrictions apply.
South Carolina Various FreeFile options. Income and/or other restrictions apply.
South Dakota (no state income tax)
Tennessee No state personal income tax, but there is tax on investment income. Free online filing.
Texas (no state income tax)
Utah Free through Taxpayer Access Point (TAP). No major restrictions.
Vermont Various FreeFile options. Income and/or other restrictions apply.
Virginia Various FreeFile options. Income and/or other restrictions apply.
Washington (no state income tax)
Washington DC eTSC is being retired, but all taxpayers who used eTSC to file last year’s DC income tax return are eligible to obtain a service code (voucher number) which will allow free federal and DC filing for 2012 returns. Various FreeFile options also available with income restrictions.
West Virginia Various FreeFile options. Income and/or other restrictions apply.
Wisconsin Free through Wisconsin efile, appears to be an online fillable PDF form that submits electronically. Must use Adobe Acrobat Reader. No major restrictions.
Wyoming (no state income tax)

Please let me know if you find any errors or changed links.

Comments

  1. Very nice list well done!

    Heres a question for all you tax folks though. I spent about 7 months of this year in Massachusetts and the last 5 months in Oregon. So I know that I need to file in two states, but I’m having trouble figuring out how to do it for free. (I always used Massachusetts’s free filing) Do I file once though Oregon’s and once through Mass’s or will one of them let me do it for both states. I’d also be willing to buy software (TurboTax, etc.) but it seems that its absurdly expensive to file in two states ($30 extra).

    So what have others done?

  2. Well, you’re definitely going to have to file two Part-Time Resident returns. Some software packages let you file multiple state returns but make you pay for each separate e-file. One solution that I did was simply print it out and mail it in instead of e-filing. Just cost me under $1 for postage. So if you only get one free state e-file, just print the other one out.

  3. California state tax return does not let you file if you have capital gains or losses. That excludes anyone with mutual funds or stocks. This restriction is there because of heavy lobbying from Intuit (turbo tax).

    What a shameless stunt

  4. techguy86 says:

    Try going to http://www.militaryonesource.com. If you are related to someone in the military, you might be able to use H&R Block. Register with Military OneSource first, then follow the H&R Block link.

  5. any free online filing for Montana personal income tax?

  6. Georgia must have changed their address since this info was published.

  7. I know the list is old, but NY has updated theirs:
    http://www.tax.state.ny.us/elf.....e_info.htm

  8. Starting with the 2009 tax year, NJ has has a $150k limit to use webfile.

    This is a somewhat mystifying change — it’s not like the federal free file, where there is a paid alternative above the limit.

  9. Next to Virginia it says “Filed a Virginia return last year.” Okay, this tells me nothing. Is it free or not?!? I went to Virginia’s website , spent 15 min searching, and gave up. Apparently, the conservative State of Virginia still wants their money.

  10. Nothing for New York? Argghhhhh

  11. Updated for 2013! Note that all comments above this one are over two years old and may be outdated.

  12. No way california is “No Major Restrictions”. It does not let you file if you have capital gains or losses. Bummer.

  13. California has a pretty big restriction, and that’s if you received a refund of state income tax which is not supposed to be taxable at the state level (at least under CA law), you can’t note that on the eFile. I only noticed this because this year when I had schedule C income (which also is not possible to report on CalFile), i overpaid by ~$40 or so last year.

  14. Thanks for the clarifications on CalFile, I have updated the post.

  15. I was going to go with TaxAct but decided to go with turbo tax since I have a tiny bit of schedule C income this year.

    I’ll have to look into TaxAct for 2013 taxes next year but I’m guessing my income this year will increase due to rental income from tenants and may get more complicated than now…..

    Thanks for consolidating it all in one post, jonathan

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  2. A Tale of Two Mamas says:

    [...] Free State Income Tax E-File Options [...]

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  4. walletrehab » Blog Archive » The Ultimate Guide to Filing your Taxes On-line For Free says:

    [...] MyMoneyBlog was nice enough to list all of the free options for State Income tax returns for free. [...]

  5. [...] of Revenue website to see if they offer a free filing option. For a shortcut, head over to this page which has links to each states free efile (if they have [...]

  6. [...] income tax filing programs. I don’t have time to compile all the links this year, but use this old list as a starting point, or just Google your own state’s tax website. In many cases, filing a state return manually [...]

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