Free State Income Tax E-File Options For All 50 States (Updated 2015)

50stateefile2

Completely updated for Tax Year 2014 returns. With commercial tax prep software, it is always wise to note the cost of your state return and e-File as it just may cost more than your federal return. Based on their regular published prices:

(* This year, TurboTax has an “Absolute Zero” promotion where you can get Fed + State + Fed eFile + State eFile for $0. However, you must have a simple-enough tax situation so that you can file Form 1040A or 1040EZ, including a taxable income of $100,000 or less and claiming the standard deduction rather than itemizing deductions.)

Now, the convenience that these programs offer may be worth the extra money to you. But there may be other options available. States that levy individual income taxes fall into three categories:

  1. They offer all taxpayers free electronic filing via official state-supported software.
  2. They offer all taxpayers access to free “fillable forms” which are basically electronic versions of the paper forms where you can type in numbers and any mathematical calculations are done for you. If your state tax returns are relatively simple, this is all you really need.
  3. They allow commercial vendors via the “FreeFile Alliance” to offer free online filing for certain groups, usually through income limits, age restrictions, and/or active duty military personnel. The vendors in turn make money when you end up not qualifying and have to pay up at the end.

Below, you’ll find free e-file information for all 50 states. As a baseline, remember that you can get both Federal and State tax prep including both free Federal and free State e-File from TaxACT.com under $20. See my lightning review of TaxACT, TurboTax, and H&R Block for why it may be worth it for some folks pay more for the time-saving or audit-protection features of the “brand name” products.

In alphabetical order (just click on the state):

State Restrictions
Alabama Free electronic filing using through My Alabama Taxes (MAT). No income restrictions.
Alaska (no state income tax)
Arizona File using AZ-specific fillable forms; No income restrictions. FreeFile options also available; income and/or other restrictions apply.
Arkansas Various FreeFile options; Income and/or other restrictions apply.
California Free electronic filing using through CalFile. No income restrictions. No capital gains/losses or Schedule C income allowed.
Colorado Free electronic filing using through Revenue Online. No income restrictions.
Connecticut Free electronic filing using through TaxPayer Service Center (TSC). No income restrictions.
Delaware Free electronic filing through official state website. No income restrictions.
Florida (no state income tax)
Georgia FreeFile options available; income and/or other restrictions apply.
Hawaii Free electronic filing through Electronic Filing (ELF). No income restrictions.
Idaho FreeFile options available; income and/or other restrictions apply.
Illinois Free electronic filing through MyTax Illinois. No income restrictions.
Indiana FreeFile options available; income and/or other restrictions apply.
Iowa FreeFile options available; income and/or other restrictions apply.
Kansas Free electronic filing through KS WebFile. No income restrictions.
Kentucky FreeFile options available; income and/or other restrictions apply.
Louisiana Free electronic filing through Louisiana File Online. No income restrictions.
Maine Free electronic filing through Maine FastFile. No income restrictions.
Maryland Free electronic filing through their iFile service. No income restrictions.
Massachusetts Free electronic filing through WebFile for Income. No income restrictions.
Michigan FreeFile options available; income and/or other restrictions apply.
Minnesota FreeFile options available; income and/or other restrictions apply.
Mississippi FreeFile options available; income and/or other restrictions apply.
Missouri FreeFile options available; income and/or other restrictions apply.
Montana Free electronic filing through Taxpayer Access Point (TAP). No income restrictions.
Nebraska Free electronic filing through NebFile. No income restrictions.
Nevada (no state income tax)
New Hampshire Free electronic filing through e-File New Hampshire. No income restrictions. (No state personal income tax, but there is tax on investment income.)
New Jersey Free electronic filing through NJ WebFile. No income restrictions.
New Mexico Free electronic filing through New Mexico WebFile. No income restrictions.
New York Free electronic filing of select forms online with New York State Income Tax Web File, but note that New York law prohibits commercial software from charging an additional charge for e-filing.
North Carolina FreeFile options available; income and/or other restrictions apply.
North Dakota FreeFile options available; income and/or other restrictions apply.
Ohio Free electronic filing through Ohio Online Services. No income restrictions.
Oklahoma Free electronic filing through Oklahoma Taxpayer Access Points (OkTAP). No income restrictions.
Oregon File using OR-specific fillable forms; No income restrictions. FreeFile options also available; income and/or other restrictions apply.
Pennsylvania Free electronic filing through PA DirectFile. No income restrictions. Free Fillable PDF Forms also available.
Rhode Island FreeFile options available; income and/or other restrictions apply.
South Carolina File using SC-specific fillable forms; No income restrictions. FreeFile options also available; income and/or other restrictions apply.
South Dakota (no state income tax)
Tennessee Free electronic filing through state website of Hall Income Tax. No income restrictions. (No state personal income tax, but there is tax on investment income.)
Texas (no state income tax)
Utah Free electronic filing through Taxpayer Access Point (TAP). No income restrictions.
Vermont FreeFile options available; income and/or other restrictions apply.
Virginia File using VA-specific fillable forms; No income restrictions. FreeFile options also available; income and/or other restrictions apply.
Washington (no state income tax)
Washington DC File using DC-specific fillable forms; No income restrictions. FreeFile options also available; income and/or other restrictions apply.
West Virginia FreeFile options available; income and/or other restrictions apply.
Wisconsin Free electronic filing through Wisconsin efile. No income restrictions.
Wyoming (no state income tax)

Whew, that took a while. Please share this if you think it’ll help others! Also let me know if you find any errors or changed links.

Comments

  1. Very nice list well done!

    Heres a question for all you tax folks though. I spent about 7 months of this year in Massachusetts and the last 5 months in Oregon. So I know that I need to file in two states, but I’m having trouble figuring out how to do it for free. (I always used Massachusetts’s free filing) Do I file once though Oregon’s and once through Mass’s or will one of them let me do it for both states. I’d also be willing to buy software (TurboTax, etc.) but it seems that its absurdly expensive to file in two states ($30 extra).

    So what have others done?

  2. Well, you’re definitely going to have to file two Part-Time Resident returns. Some software packages let you file multiple state returns but make you pay for each separate e-file. One solution that I did was simply print it out and mail it in instead of e-filing. Just cost me under $1 for postage. So if you only get one free state e-file, just print the other one out.

  3. California state tax return does not let you file if you have capital gains or losses. That excludes anyone with mutual funds or stocks. This restriction is there because of heavy lobbying from Intuit (turbo tax).

    What a shameless stunt

  4. techguy86 says:

    Try going to http://www.militaryonesource.com. If you are related to someone in the military, you might be able to use H&R Block. Register with Military OneSource first, then follow the H&R Block link.

  5. any free online filing for Montana personal income tax?

  6. Georgia must have changed their address since this info was published.

  7. I know the list is old, but NY has updated theirs:
    http://www.tax.state.ny.us/elf/09free_efile_info.htm

  8. Starting with the 2009 tax year, NJ has has a $150k limit to use webfile.

    This is a somewhat mystifying change — it’s not like the federal free file, where there is a paid alternative above the limit.

  9. Next to Virginia it says “Filed a Virginia return last year.” Okay, this tells me nothing. Is it free or not?!? I went to Virginia’s website , spent 15 min searching, and gave up. Apparently, the conservative State of Virginia still wants their money.

  10. Nothing for New York? Argghhhhh

  11. Updated for 2013! Note that all comments above this one are over two years old and may be outdated.

  12. No way california is “No Major Restrictions”. It does not let you file if you have capital gains or losses. Bummer.

  13. California has a pretty big restriction, and that’s if you received a refund of state income tax which is not supposed to be taxable at the state level (at least under CA law), you can’t note that on the eFile. I only noticed this because this year when I had schedule C income (which also is not possible to report on CalFile), i overpaid by ~$40 or so last year.

  14. Thanks for the clarifications on CalFile, I have updated the post.

  15. I was going to go with TaxAct but decided to go with turbo tax since I have a tiny bit of schedule C income this year.

    I’ll have to look into TaxAct for 2013 taxes next year but I’m guessing my income this year will increase due to rental income from tenants and may get more complicated than now…..

    Thanks for consolidating it all in one post, jonathan

  16. “FREE for individuals or families with a combined household income of $60,000 or less in 2014″
    http://www.myfreetaxes.com/
    Under the hood they use H&R Block online
    http://www.myfreetaxes.com/about-myfreetaxes/

  17. Harlan H Hobgood says:

    Tax Act looks like a bargain. But what is the experience with its accuracy and speed of acceptance from the IRS and the CA Franchise Tax Board? Do you have any evidence that it is less reliable than the more expensive Turbo Tax and H R Block programs?

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    […] Free State Income Tax E-File Options […]

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    […] MyMoneyBlog was nice enough to list all of the free options for State Income tax returns for free. […]

  5. […] of Revenue website to see if they offer a free filing option. For a shortcut, head over to this page which has links to each states free efile (if they have […]

  6. […] income tax filing programs. I don’t have time to compile all the links this year, but use this old list as a starting point, or just Google your own state’s tax website. In many cases, filing a state return manually […]

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