Comments on: Free Experian PLUS Credit Score From American Express

By: Germs

Germs — Thu, 20 May 2010 01:28:37 +0000

This promotion was just offered to me. I only completed one of three steps needed to receive my score yet I have still managed to receive 37 articles of junk email in less than 48 hours. This is more junk email than I received in the last year. Beware, you’ll get a lot more than just a credit score.

By: Daniel

Daniel — Wed, 13 May 2009 05:43:41 +0000

Just be caution. I don’t think you can really count on the PLUS score.
My Experian PLUS is 766 and I founded extremely hard to beleive when I so my FICO Equifax is only 670 a few days later.
No discrepancies between the files in the two agencies for those two days.

And I don’t think my bank is using PLUS. So check your FICO before applying for major loan.

By: Andy

Andy — Sun, 12 Apr 2009 20:27:00 +0000

Thanks for this info, im a costco amex card member, it worked for me…my credit score was very good

By: Christopher Wright

Christopher Wright — Fri, 10 Apr 2009 02:46:53 +0000

Hey Pete,

Thanks for the tip — good to know it’s not a total loss then

By: Pete

Pete — Tue, 07 Apr 2009 23:39:24 +0000

Christopher,

You can get it again after a year (if offered):

The Product will be available for 30 consecutive days from the date of enrollment. You cannot enroll more than once in a 12 month period where available. For the 30 day period, the report will remain static.
• You may only enroll in My Credit Score & Report Product once in a 12 month period. You may renew your use of My Credit Score & Report Product no earlier than the anniversary date of your previous enrollment.

By: Mike

Mike — Tue, 07 Apr 2009 17:48:06 +0000

Nice! Thanks!

By: Christopher Wright

Christopher Wright — Tue, 07 Apr 2009 00:45:55 +0000

Unfortunately, this is a one-shot service — They had this promotion a few months ago too, and I took it then; trying today, they say I have to enroll to see it since my 30-day complimentary period has ended. :/

By: Maury

Maury — Mon, 06 Apr 2009 18:36:49 +0000

hmmm… so do you just add 20 points to get your estimated FICO score?

By: nomad

nomad — Mon, 06 Apr 2009 17:17:48 +0000

Thank you – Have an AMEX and didn’t know this was offered til I saw your posting! Got my Experian “PLUS” score and credit history… Very easy and no catch!

By: Jaime

Jaime — Mon, 06 Apr 2009 16:48:36 +0000

Thanks!!

By: Eric

Eric — Mon, 06 Apr 2009 16:27:39 +0000

Are business Amex cards eligible?

By: Dan Isaacs

Dan Isaacs — Mon, 06 Apr 2009 16:03:46 +0000

Thanks! With Chase ending the feature with Wamu cards, it’s nice to see it. I seem to be doing much better than 6 months ago.

By: JC

JC — Mon, 06 Apr 2009 15:02:48 +0000

Thanks!

By: Brian

Brian — Mon, 06 Apr 2009 14:45:27 +0000

thanks for the tip. i still think it’s a scam how they can have such an influence on your life, but not give you the score.