I’ve written several posts on credit scores, credit reports, and how to minimize your spending on them. While there are times when you might just have to plunk down your hard-earned money on a credit score, most of them time you can avoid it.
Here’s a flowchart that I just whipped up that will help guide you to what you need. No matter what, you’ll pay less than retail. Anything blue is a click-able link to more guidance and information.