http://www.mymoneyblog.com/everbank-yield-pledge-money-market-50-additional-bonus.html Personal Finance and Investing Blog Sun, 12 Feb 2012 01:43:13 +0000 hourly 1 http://www.mymoneyblog.com/everbank-yield-pledge-money-market-50-additional-bonus.html#comment-179931 SmartyPig Upcoming Interest Rate Drop To 1.75% APY » My Money Blog Mon, 10 Oct 2011 01:48:12 +0000 http://www.mymoneyblog.com/?p=8539#comment-179931 [...] only bank with a higher rate and full liquidity is EverBank with their 2.25% Intro rate with an additional $25/$50 bonus on top if you open with [...] [...] only bank with a higher rate and full liquidity is EverBank with their 2.25% Intro rate with an additional $25/$50 bonus on top if you open with [...]

]]> http://www.mymoneyblog.com/everbank-yield-pledge-money-market-50-additional-bonus.html#comment-166918 nate Sat, 24 Jul 2010 19:17:10 +0000 http://www.mymoneyblog.com/?p=8539#comment-166918 I realize some don't want to bother, but it's NOT THAT HARD to do 12 debit transactions a month and have direct deposit. For those who think it's not worth the trouble, I urge you to reconsider. You undoubtedly make 12 transactions a month anyways unless you are a hermit or something. I earn 4.5% up to 25,000 each month at my credit union in rewards checking account. I'm currently getting ~80.00 or so per month, approaching the cap. I don't use it as a checking account, it's my savings account. I would much rather go through the trouble to get the better rate. I think when I hit the cap, I'll go for that 5 year ally CD to get close to 3%. I'm also going to pay off 4000 on an assessment for newly paved road curb/gutter, once I hit the cap. That currently is at 4.4% interest on a ten year repayment schedule. Also, the credit union makes it real easy to see where you are at. At any time you can log in and push the "rewards" button and it tells you if you've had a direct deposit and how many card transactions you still need to reach 12. I use a local credit union but there are many others out there with similar programs. I realize some don’t want to bother, but it’s NOT THAT HARD to do 12 debit transactions a month and have direct deposit. For those who think it’s not worth the trouble, I urge you to reconsider. You undoubtedly make 12 transactions a month anyways unless you are a hermit or something. I earn 4.5% up to 25,000 each month at my credit union in rewards checking account. I’m currently getting ~80.00 or so per month, approaching the cap. I don’t use it as a checking account, it’s my savings account. I would much rather go through the trouble to get the better rate. I think when I hit the cap, I’ll go for that 5 year ally CD to get close to 3%. I’m also going to pay off 4000 on an assessment for newly paved road curb/gutter, once I hit the cap. That currently is at 4.4% interest on a ten year repayment schedule. Also, the credit union makes it real easy to see where you are at. At any time you can log in and push the “rewards” button and it tells you if you’ve had a direct deposit and how many card transactions you still need to reach 12. I use a local credit union but there are many others out there with similar programs.

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