Equifax.com Promotional Code: Free 3-in-1 Credit Report & FICO Score

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Visit the 3-in-1 Credit Report with Score page at Equifax and click on “Buy Now”. You’ll have to register on the website or log in with a previously created account. There is no need to enter credit card information. When you are able to, enter the promotion code NOC431 and the price will show as $0.00. Via littlepenguin of SD. Users have reported mixed success with many people getting some sort of error, but it worked fine for me:

You will end up with your credit reports from all three credit bureaus (Experian, Equifax, and TransUnion) as well as your official FICO score based on your Experian credit report. (You know you have 3 different FICO scores – one from each bureau – right?) A pretty good deal, although I wouldn’t say it’s worth the $39.95 retail price. I wouldn’t wait too long on this, the code could expire at any time. (Update: Appears to be expired, some people are calling in manually and applying the code with success.)

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Comments

  1. Rick in San Francisco says

    Alas, it didn’t work for me – tried it at 8:45 a.m. Pacific Time and I tried with Safari and Firefox. got a message saying “Sorry, we were unable to find that promotion code. Please check the promotion code and try again or to obtain help in completing your enrollment, please call our Customer Service Team at 1-866-252-4576.”

  2. Doesn’t work for me either

  3. Didn’t work for me either. The promo code seemed to be working fine but at the very end the system gave me an error message that said something about the system being unavailable or experiencing difficulties. It did set up a user name and password account for me, however, but the product isn’t there. I tried again while logged in and instead got the message that the order was in process and they would contact me when/if it becomes available. It pisses me off that the process managed to set up an account but doesn’t manage to let you complete the use of the promo code.

  4. The site said that code was no longer active. Dang.

  5. didn’t work for me either

  6. Doesn’t work.

  7. I think they’ve already canceled it out. Didn’t work for me.

  8. Nope. Doesn’t work.

  9. It did work for me earlier. My score was 30 pts higher than the free one I got from transunion a few days earlier. Experian only had 1 hard pull for a credit card on there, while the other2 seemed to have far more.
    So only one of the three seems to know abou the mortgage for my house. Is that normal? I don’tknow the score for that one…will a mortgage make it higher or lower?

  10. It would not let me go on with out the C/C info?

  11. VIJAIANAND says

    I guess I am bit late. I just found out and tried today. The promo code is no longer valid.

  12. It did not work 🙁

  13. You can get one free annual credit report from the three agencies here:
    https://www.annualcreditreport.com/cra/recdata.jsp

    There is no catch, nothing to sign up for.

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