Comments on: Discover Card Holiday Mall Promotion: $20 off each $200 spent

By: Jimmy B

Jimmy B — Sat, 20 Dec 2008 21:28:25 +0000

I’ve taken part of this each of the past 3 years. Basically, buy $1000 of stuff (1-2 high-dollar items at electronic stores will do it) and go to the customer service part of the mall & get your $100 in gift cards. Then in a few weeks, return the $1000 of stuff to the mall stores. Profit: $100 per card holder!!

By: tightfistedmiser

tightfistedmiser — Sat, 08 Nov 2008 21:03:42 +0000

The Discover More card doesn’t pay 1% back until you’ve made $3000 in purchases. It starts off only paying 0.25% back on purchases. I rarely use mine though for anything but purchases in the 5% category though so it is still a pretty good card.

By: Mike

Mike — Sat, 08 Nov 2008 02:15:18 +0000

I just took advantage of the promo today. I had absolutely no problems buying five $200 gift cards on separate receipts at the Apple store and then getting the five $20 gift cards from Customer Service. They even had piles of signs and pamphlets about the promo. Even better, you can actually combine the five cards or use up to four gift cards for an online purchase from Apple.

By: dood

dood — Fri, 07 Nov 2008 23:44:27 +0000

If you are lucky enough to be in MD, and within driving distance to 4 Simon Malls…

Step 1. Buy two (2) $500 Visa Debit Cards from Mall office, they are good anywhere (minus 4 dollars in fees, plus 10 in cashback bonus)
Step 2. Get $100 in Discover Gift cards as bonus
Step 3a. Use Visa Gift Cards to buy $500 worth of dollar coins from the US Mint (free shipping, no fees, must register address with Simon)
Step 3b. Use other Visa Gift Cards to buy a $500 worth of a different set of dollar coins from the US Mint
Step 4. Get coins, cash them in at bank.
Step 5. PROFIT!!!

By: enonymous

enonymous — Thu, 06 Nov 2008 17:36:04 +0000

their list of malls has contracted dramatically

the good malls in my area are now off the list

By: JohnC

JohnC — Thu, 06 Nov 2008 16:07:36 +0000

I used this promotion to get my iMac last year. Between this and their rather minimal black friday discounts I was able to essentially not pay tax on my purchase. I then wanted to go back to the apple store and get more stuff but felt trying to burn through 5 giftcards on one item would cause too many problems at the checkout for a packed out store.

By: laura

laura — Thu, 06 Nov 2008 15:10:04 +0000

there are only three malls in the whole of Indiana. even if I wanted to take advantage of this, there’s not a mall near me. wth!!

By: CuBe

CuBe — Thu, 06 Nov 2008 04:31:33 +0000

Discover also offer 5%-20% cash back through their online catalog. There’s a Discover Business Card that gives you $100 cash back for purchasing up to $1000 in 3 months.

Anyone who would like to sign up for Discover More card could get $50 from the credit card company and get $15 bonus from me as a referral through their affilated program. If anyone needs link please email me and ill hook you up

By: dood

dood — Thu, 06 Nov 2008 04:03:50 +0000

Several malls sell Visa or AMEX gift cards that can be used anywhere. The fees are usually about 2 dollars per card (which usually max out at 500). So buy 2 visa gift cards for $1004, get $10 in cashback, plus $100 in discover gift card. That sure beats 5% reward cards.

By: Mike

Mike — Wed, 05 Nov 2008 23:52:27 +0000

Awesome! This is a really good deal. I’m almost certainly going to do it this year. You can just buy a bunch of gift cards, and the 5% Get More works at grocery stores, restaurants, and movies (though none of those are sufficiently enticing to prevent me from going to the Apple store instead).

By: L. Smith

L. Smith — Wed, 05 Nov 2008 15:59:56 +0000

The last two years we have purchased restaurant gift cards at our mall (Chili’s & TGIFs). So we also earned the 5% Discover cash back bonus (which they are doing this year) on our purchase.

PLUS the restaurants were giving you a $5 bonus card for every $25 you purchased.

So it broke down like this:

Purchased $200 in gift cards, got $40 in bonus cards.

Got $20 Discover Gift Card.

Got $10 Cash Back Bonus reward.

So spent $200, got $260 in gift cards then got $10 back.

Not too bad as gift cards come in handy for gifts!!