My large credit card debt is all at 0% APR interest. Please see my posts on taking advantage of no fee 0% APR balance transfers for more information. In short, I’m borrowing the money for “free” and keeping it in safe investments while earning me interest. I’m actually waiting on acquiring even more debt from two recent credit card applications.
When I first ran the numbers for this month, I had to do a double-take. But apparently the stock market has been going gangbusters last month, and my investments have gone up over $1,500 alone. I knew I should have bought some during the dip, but didn’t have time to do any research.
We also had a good month of saving and earning, despite hosting my family for Thanksgiving and doing a lot of shopping. It also helped that I finally got paid for my Emigrant Direct Opening Bonus referrals. In the end, our net worth increased an even $2,800. Very nice.
Looking closer, our non-retirement assets tickup up a healthy amount to $47,226, getting us to 47% of our house downpayment goal.