Now how about a snapshot of our investments, as of the end of the day 12/15. Remarkably, our investments have increased $4,911 (7.3%) since my last update in October. Another example of how I can’t predict the stock market. We’re already done contributing to our Roth IRAs and 401ks this year, so we haven’t made any new deposits. Everything has been going into the house down payment fund.
|FSTMX – Fidelity Total Stock Market Index Fund||$11,058||15%|
|VIVAX – Vanguard [Large-Cap] Value Index||$13,775||20%|
|VISVX – V. Small-Cap Value Index||$13,748||19%|
|VGSIX – V. REIT Index||$8,813||12%|
|VTRIX – V. International Value||$7,821||11%|
|VEIEX – V. Emerging Markets Stock Index||$7,500||10%|
|VFICX – V. Int-Term Investment-Grade Bond||$7,596||10%|
|BRSIX – Bridgeway Ultra-Small Market||$2,056||3%|
|Cash – Unreinvested Dividends||-||-|
|October and November Fund Transactions|
Current Asset Allocation per Morningstar X-Ray:
Current overall annual expense ratio: 0.26%
It’s been almost 8 months since I first set up this slice-and-dice portfolio back in May. During that time I haven’t really tinkered with it much at all, but I have constantly been thinking of changing my asset allocations a bit to add more international stocks. Although I think many domestic stocks also provide international exposure, 20% definitely feels on the low side.