Clover is a new person-to-person payment system for use between phone numbers. Simple fees (none for personal use), simple interface. If you sign-up via invite from a registered user, you’ll get up to $10 off your first purchase. The referrer gets $5 too. You don’t even need a credit card or bank account to start, just a phone number (landline numbers work, but it’s optimized for Android and iPhone/iPod Touch users).
Here’s my invite link which will get you that referral bonus. Thanks if you use it.
After you join, go ahead and leave your own referral link in the comments.