The battle to be the credit card inside your wallet or purse heats up again! Citibank has a new offer for the Citi® Dividend Platinum Select® Visa® Card with an a sign-up bonus of $100 cash after making $500 in purchases within the first 3 months of the account opening. In addition, there is a good rewards program to keep you interested, offering 5% cash back this quarter and every quarter on changing categories like home improvement, travel and more.
Earn 5% cash back every quarter in must-have categories. Right now, on eligible purchases within the Hilton Portfolio, car rental agencies, movie theaters and theme parks from 7/1/14 – 9/30/14, enrollment each quarter is quick and easy. On all other purchases, you get 1% cash back with no tiers. After you get your card, you must enroll by logging into your account online or calling 1-800-231-0891. There is no cap on the 5% back, the total cash back earned with the card is $300 per calendar year, excluding the $100 cash back with this offer. See Citi Dividend Card Reward Program Information. This card has no annual fee, so I can still keep it around specifically as a 5% cash back card.
Chase has their similar Chase Freedom® - $100 Bonus, which offers $100 Bonus after you make $500 in purchases in your first 3 months from account opening, and a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period. In addition, earn 5% Cash Back on up to $1,500 in combined purchases between July 1 and September 30, 2014 at Gas Stations and Kohl’s®. No annual fee and rewards never expire. While there is often overlap, having cards from different issuers allows higher spending limits and different categories at times.
Compare with other $500+ credit card bonuses available, but remember that this card has an ongoing benefit as well as no annual fee.
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