The battle to be the credit card inside your wallet or purse heats up again! Citibank has a new offer for the Citi® Dividend Platinum Select® Visa® Card with an a sign-up bonus of $100 cash after making $500 in purchases within the first 3 months of the account opening. In addition, there is a good rewards program to keep you interested, offering 5% cash back this quarter and every quarter on changing categories like home improvement, travel and more.
Earn 5% cash back from Citi at Best Buy, department stores and toy stores from 10/1/13 to 12/31/13, enrollment is quick and easy. On all other purchases, you get 1% cash back with no tiers. After you get your card, you must enroll by logging into your account online or calling 1-800-231-0891. There is no cap on the 5% back, except for the $300 overall cap on all dividend rewards earned annually (sign-up bonus doesn’t count). This card has no annual fee, so I can still keep it around specifically as a 5% cash back card.
Chase has their similar Chase Freedom® Card, which has recently increased their promo offer for a limited time, to a $200 cash bonus (coincidence?) if you spend $500 in 3 months and offers 5% cashback on up to $1,500 spent at Amazon.com and Select Department stores from 10/1/13 – 12/31/13. No annual fee. While there is often overlap, having cards from different issuers allows higher spending limits and different categories at times.
Compare with other $500+ credit card bonuses available, but remember that this card has an ongoing benefit as well as no annual fee.
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