Archive for the 'Funny' Category



Library Sent Me To Collections!

Wednesday, March 3rd, 2010

People usually agree that checking your credit report regularly is a good idea, but after downloading all my credit reports just now I found out that I had overdue library fees of $40 from my old city and they sent me to collections! I am 99.9% sure I returned them. I received no mail notices and have received no phone calls from any collection agency either. It’s dated April 2008, although I’ve opened several bank accounts, brokerage accounts, and credit cards since then with no indication that my credit was anything but flawless. It’s only on my Experian report as well.

I’ll have to follow up on this later. Meanwhile, for you library users, I found this NY Times article Late Library Books Can Take Toll on Credit Scores. Well, not a big toll… :P

Sports Authority $25 off $100 Coupon: Too Bad It Excludes Nearly Everything

Monday, March 1st, 2010

In trying to spend some Sports Authority gift cards thoughtfully given to me, I found a nice $25 off $100 coupon at sportsauthority.com/save if you sign up for their e-mail newsletter (which you can cancel immediately afterwards) . I thought that was a pretty good deal, until I read their coupon exclusions, which disallowed the first five things that I could think of buying…

Discount excludes the following:

Adams Golf, adidas Golf, asics, Atec, Baby Jogger, BagBoy, Bauer, Bowflex, Bridgestone, Callaway, Carhartt, Cat Eye, Championship Merchandise, Cleveland Golf, Cobra, Coleman, Columbia, Daiwa, DeMarini, Diamondback, Dye, E-Force, Easton, Ektelon, Escape, Fitness Quest, Footjoy, Fred Bear Equipment, Gorilla, Head, Heavy Putter, Horizon, Huffy, Hunter Dan, Jugs, K2, Kettler, K-Swiss, Lobster, Louisville Slugger, MacGregor, Magnum, MBT, Merrell, Miken Sports, Mission, Mizuno, Mongoose, NBA Jerseys, Nextt Golf, NFL Jerseys, Nike, Nike Golf, Oakley, Odyssey, Parkland Heritage, Prince, Pro Feet, Rawlings, Razor, Rollerblade, Salomon, Schwinn, Skechers Shape Ups, Skycaddie, Sole, Speedstik, Spring Step, TaylorMade, Ten Point, The North Face, Thule, Tippmann, Titleist, Top-Flite, Tour Edge, Trend Sports, Trikes, Under Armour, Wilson, Worth, Yakima

All bike racks, electronics/optics, select fitness, exercise bikes, ellipticals, treadmills, home gyms, weights, benches, trampolines and accessories, select Fan Shop furniture, select camping products, canopies, scooters, table games, fishing and hunting products, and select basketball systems.

Other exclusions may apply.

It looks like this has been going on for a while, with the Consumerist writing about this two years as well:

Sports Authority misses you so much that they sent out a 20% off coupon that doesn’t apply to sports equipment or 68 named brands. You might, might be able to get 20% off a pair of socks.

Ha! Or I can buy $100 of overpriced electrolyte drinks…

Wanna Buy A Beer Company Together?

Friday, December 18th, 2009

Pabst Brewing Company, makers of Pabst Blue Ribbon, is currently owned by a charitable trust that must sell it by 2010. Forza Migliozzi and The Ad Store want to use crowdsourcing to buy the company for $300 million through their website BuyaBeerCompany.com.

From this CNN article:

Anyone over 21 can go to the site and pledge a minimum of $5 toward the reported $300 million sales price for Pabst. So far, would-be beer moguls have pledged more than $20 million in about a month. If the collective raises enough money, Migliozzi says contributors will get enough beer to match their pledges and ownership in the company.

While living in Portland, I definitely noticed the rising popularity of PBR. Shrug, I pledged $25. You don’t actually pay upfront, so we’ll see what happens.

From The “You Get What You Pay For” Department…

Friday, December 4th, 2009

During my trip a few months ago to New York City, I picked up some “I Heart NY” t-shirts as souvenirs. After some haggling at one of the hundreds of tourist shops near Times Square (cheap enough so I felt like I didn’t have to take the subway to Chinatown), I happily packed up about 10 of them, brought them home, and doled them out to family and friends.

This is what they looked like after one washing:

See anything missing? Caveat Emptor!

Should I Buy This Gadget? Here’s a Helpful Flowchart

Thursday, November 5th, 2009

Click below or on the thumbnail above to see the whole thing.

Read the rest of this entry…

Sell Your Halloween Candy Back To Dentists

Friday, October 30th, 2009

Have you heard of this? A network of dentists will buy back your Halloween candy for $1 to $2 per pound at HalloweenCandyBuyBack.com. After a few zip code searches, there actually does seem to be a few dentists in many metro areas. They are then encouraged to donate the candy to be sent to troops overseas.

Seems like an idea with good intentions, but somehow seems funny to me. Candy is bought by my neighbors, which is given out free to kids in costume, which gets sold to dentists for cash, and then is finally donated?

As a kid, the best part was trading candy between friends afterward. (I’ll add that I was always made to brush regularly and have never had a cavity in my life.) What was your favorite Halloween candy? I still love Dum-Dum lollipops.

Piggy Bank That Helps You Save & Spend

Tuesday, October 27th, 2009

This might be cool for kids. The Spend Save Bank randomly deposits coins into either the ‘Save’ or ‘Spend’ section. It’d be even better if there was a option to set what percentages you want to split between spend and save, but I guess that would be a lot more complicated than a swiveling tray. Via Gizmodo via bookofjoe.

“Like a slot machine that never loses.” Ha! Here are some more funny piggy banks I’ve ran across.

ABC’s Un-Broke: The Seth Green Cribs Edition

Saturday, May 23rd, 2009

ABC is running a one-hour TV special called Un-Broke: What You Need to Know About Money on Friday May 29th. As part of the promotion, Seth Green provides us with his financially-savvy edition of MTV Cribs.

I wonder if that is really his house? Somehow I seriously doubt it. Family Guy has to pay better than that, yo!

[Direct video link. Via Mrs. Micah.]

The Onion: Outsourcing Your Own Job Overseas

Friday, May 8th, 2009

How about some Friday afternoon humor:

I love the scene with a bunch of speakerphones in an empty conference room talking to each other. With the growing popularity of virtual personal assistants from sites like GetFriday, I bet this is happening more often than most people think. I remember the story about medical transcriptionists where a big company got a contract for something like 50 cents a line, who subcontracted to a self-employed woman in Florida being paid 25 cents a line, who then subcontracted to someone in Pakistan for 3 cents a line. [Direct video link]

TreasuryDirect Security: Should All Financial Websites Be Like This?

Tuesday, May 5th, 2009

TreasuryDirect, which allows individuals to buy securities online directly from the US Treasury, has to be the least accessible financial website in the country. It takes me about 20 minutes to log in each time! Let’s look at all the hoops we get to jump through:

Account number – Of course it can’t be a username you can remember like “bob222″, but is more like Z-334-946-124. This makes me have to dig up my encrypted login/password file.

Password – Use your own keyboard? Nope, you must click it out on a randomized virtual keyboard. Gets around basic keyloggers, but not something that catches your screen as well. I’m actually okay with this one, but I’m glad my password isn’t very long and my vision is good.

td_login.gif

Access Card – Finally, you need to read characters off a Access Card in order to access your account. (Like a secret decoder ring!) Of course, being a physical object, I can never find it. I ended up transcribing the entire card contents onto a spreadsheet file, and shredded the card.

Now, finally you can buy a savings bond. Can you imagine the hassle if every financial institution were like this? I understand the need for security, but I think having a physical type of verification token should be an option for the customer, not a requirement.

Lost TreasuryDirect Access Card?
If you lost your card, you’ll have to call (304) 480-7711, verify your identity, and request for a new one to be sent to your mailing address. Your old card will no longer work. In the meantime, no access. Call early and keep trying until you reach someone, because if they’re busy you have to leave a message (no hold system?), and they never called me back.

Make Extra Money as a Phone Sex Operator?

Friday, April 17th, 2009

(I’ve been sitting on this post for a while, debating whether I wanted to deal with the comment moderation that will inevitably follow. Oh well, gotta stir things up a little bit now and then. ;) Just don’t take this too seriously.)

If you have insomnia like I do, you’ve probably seen those commercial for 900 numbers to talk to beautiful, attentive women (or men). Well, if you think about it, wouldn’t being on the other end of the phone be an interesting part-time job? Obviously, not for everyone, but let’s look at the pros:

  • No experience required.
  • You can work from home.
  • No upfront fees (there shouldn’t be), and all you need is a telephone.
  • Flexible hours, and probably mostly at night.
  • No in-person interaction. Your real information is kept private.
  • Reportedly, get paid around $10-$20 per hour. (This is your cut after they charge $2 a minute, or $120 an hour.)

How do I get paid? You get paid for your actual talk time, but your per-minute wage is based on how long you keep the caller on the phone. Many sites claim to send checks out weekly. According to one report:

For the first 5 or so minutes that you take a call you will be paid about .12 – .15 cents per minute. If you keep the caller on the line for more than 5 minutes, but up to 9 minutes, the pay raises to .30 cents. If the caller remains on the line for 10 minutes or more, expect to make between .40 cents – .60 cents or more. A good sex operator should be able to keep the customer on the line for 15 minutes or more.

Zecco April Fools’ Day: Million Dollar Account Balances

Thursday, April 2nd, 2009

I didn’t hear of any exceptional April Fools’ Day jokes this year, but this one caught my eye. Many customers of Zecco Trading logged into their brokerage account yesterday to be greeted with a slightly higher buying power than before… on the order of 6 to 13 million dollars! Thanks to reader Nick for the tip to check my balance. Here is a user-supplied screenshot:

Well, that’s one way to qualify for the Zecco free trades! People on the forums speculated whether this was a April Fools’ Day joke, or a system glitch. They joked about making a big ACH transfer and quitting their jobs.

However, one brave/foolish person posted that he actually put in an order to buy a million dollars worth of shares with their newly found money, and the order was executed! The bad news? The shares were quickly sold later by Zecco… at a market price loss. On top of that, they were charged the $19.99 commission for a broker-assisted trade. Doh! If it was indeed an April Fools’ joke, it definitely wasn’t implemented very well…

early retirement status indicator