After announcing their plans last year, Citibank has starting giving out free FICO credit scores. Available to “Citi-branded consumer credit cardmembers”, visit citi.com/creditscore and log into your account to view your score. You should also find it under Card Benefits. The FICO scores will be updated monthly and are based on your Equifax credit bureau data. According to the press release, you can also request that the score be mailed to you by contacting customer service. You’ll also get:
FICO® Score with two key factors impacting their score
FICO® Score Meter to show cardmembers where they fall within the credit score range
A visual of the score range to help them understand what each range means to lenders
A breakdown of the factors that contribute to FICO® scores
For those curious about the specific score model (range 250-900):
Your FICO® Score is calculated based on data from Equifax using the FICO® Bankcard Score 8 model and may be different from other credit scores.
That means this is a industry-specific FICO score, but not a “classic” FICO. From their FICO Score FAQ:
The classic FICO® Score which is in use today by the vast majority of lenders fall within the 300-850 score range. This score range was introduced to establish an easy-to-understand, common frame of reference for lenders and consumers. Industry-specific FICO® Scores, such as those for auto lending or credit card lending, were developed to accommodate the unique characteristics of their respective industry and range from 250-900. Some lenders also use FICO® Score NG, which ranges from 150-950.
As always, checking your own score will not affect the score itself. Reports are that Citi American Airlines consumer cards are included, in addition to Double Cash, Dividend, ThankYou, Forward, Prestige, Simplicity, etc. You may find yourself having to wait a bit (maybe as my cards are new?) as this is what I got:
No score is available for us to provide to you right now. Please check again later.
Screenshot (click to enlarge):