2006 In Review: A Year of My Money Blog

Out of the 637 posts that I scribbled this year, here are the ones that represent the good, the bad, and the fun of our 2006 financial adventure:

The Good
First, I started it off right by making financial goals (which give you something to focus on all year) instead of resolutions (which you end up looking backwards at).

Marriage and money are tightly linked, and behind the scenes this blog has spawned many a discussion about frugality and priorities. This has helped us limit our excess spending by focusing our energies towards a common purpose.

Of course, once you’ve saved it you still have to avoid the tax man. We maxed out our Roth IRAs and opened up and funded a Self-Employed 401k account. I’m very happy about that.

Finally, through the internet we have also found Modest Needs and Kiva, which give us new outlets to give to charity.

The Bad
Of course, there is always things I need to work on. We are also still on the look out for a method of tracking our spending that works for us, despite finding a bunch of free budgeting tools to help us.
[Read more...]

MyMoneyBlog Archives In Bite-Sized Bits

I have been blogging for over a year now, and it has been a great journey. For those that don’t want slog through all the old posts, I’ve compiled a kind of highlight reel (insert ESPN theme here):

If you haven’t already, I’d also like to invite you to subscribe to my RSS Feed, bookmark this site (Ctrl-D), or subscribe to e-mail updates.

Best of MyMoneyBlog: The 4th Quarter

Time flies when you’re havin’ fun. Continued from the 1st, 2nd, and 3rd Quarter flashbacks. Here are what I feel are the more worthwhile posts to read from my blog from September to November 2005.

September
» Brainstormed options for keeping an Emergency Money Fund.
» Worked out How To Predict I-Bond Savings Bond Rates, even before the official rate announcements.
» Started my very popular $10 Sign-up bonus for EmigrantDirect, a no-fees no-minimums savings account currently offering a 4% interest.
» Revealed that, once again, I am just a simple college student, trying to get by.
[Read more...]

MyMoneyBlog Flashback: Third Quarter

Continued from 1st and 2nd Quarter…

June
» Finally made up my dang mind about car insurance.
» My current favorite savings account, Presidential Bank’s Premier Savings Account, was born with a great interest.
» Talked about using credit cards efficiently by getting the best cash back of 2-5% from using the right credit cards. Also here and here.

July
» Finally got serious about budgeting, and did some historical analysis and set some budget target limits.
» Revealed more about me.
» Shared about getting some free money action.
[Read more...]

MyMoneyBlog Flashback: Second 3 Months

Continued from December to February, here is the next installment:

March
» Started my 5 minutes of fame, with mentions in BusinessWeek and the Wall Street Journal online.
» Continued my 5-minutes with a blurb on television’s CBS MarketWatch. Download the video: RealPlayer format or Windows Media Player format.
» Ended it with a stint on top of Yahoo’s ‘Ten Money Blogs Everyone Should Read’.
» Provided a little insight into why I hate E-Trade, and am very satisfied with Ameritrade, even though they pulled the plug on the beloved FreeTrade.

April
» Had personal information leaked/stolen, so I made my own Identity Theft Recovery Plan.
» Re-stated my Mid-Term and Long-Term Financial Goals.
» Went to DisneyWorld!
» Picked up both Microsoft Money and Quicken personal finance software packages, and promptly got annoyed at Quicken.
» Had a little giveaway.
[Read more...]

MyMoneyBlog Flashback: First 3 Months

Wow, today is the 9-month anniversary of this blog’s first real post. I’m sure most of you weren’t around then, so I’ve decided to make a bit of a flashback post collating what I think were interesting highlights of MyMoneyBlog. Here are the first three months:

December
» Opened up my financial life with my first Net Worth post
» Read two books that greatly affected my investing outlook – A Random Walk Down Wall Street, and The Four Pillars of Investing.
» Picked Vanguard as my Retirement Broker

January
» Chose Vanguard Target Retirement 2035 Fund VTTHX for IRA.
» While thinking about where to park my liquid cash to earn the best interest rates, I discovered online banks with high APRs like Emigrant Direct.
» Stirred up the pot talking about “Good” Credit Card Debt, and How To Play the 0% APR Balance Transfer Game.
[Read more...]