There has been a lot of commotion about banks and debit card fees recently. Fees were tested, added, announced, removed, and probably soon, added back indirectly. However, megabanks still have the power of inertia and convenience. I am betting that most people did not move their accounts just yet. But maybe I’m wrong?
For this poll question, I want you to think about your current primary checking account. This is the account where the bulk of your paycheck or other income is deposited, and out of which you pay your bills on a regular basis.
(RSS readers: You may need to visit the website to see the poll.)
I have a lot of accounts, but my primary checking account is online-only Ally Bank, as previously reviewed. I do keep a megabank account for the occasional need for in-branch services like a signature guarantee, cashier’s checks, bank wires, large checks that I can’t use eDeposit, and so on.