For the new readers, let me say that all of my credit card debt is in the form of a 0% balance transfer. Please see all three of my posts (1,2,3) on this and the (updated) best 0% offers that I have found. I’m earning 3.75% interest on my cash now, while these offers are still around.
Late update. As expected, our savings rate has slowed dramatically. Our net worth only rose $865 this month, compared to $3000+ in previous months. It wasn’t all that bad though, as our 6-month car insurance premiums were due for our (now) two cars, which we paid all at once to earn cash back on our credit cards instead of going on the payment plan. Lots of weddings (and the accompanying presents) this month too! I haven’t run the numbers in MS Money about our spending in budget areas for last month, I need to get on that next.