Here is another snapshot of my retirement portfolio as of market close 8/3. I haven’t bought or sold any funds since my last update. I hope to use this data later to better track my overall investment returns.
|IVV – iShares S&P 500 Index ETF||$9,766||15%|
|VIVAX – V [Large-Cap] Value Index||$12,342||19%|
|VISVX – V. Small-Cap Value Index||$12,303||19%|
|VGSIX – V. REIT Index||$7,690||12%|
|VTRIX – V. International Value||$6,950||11%|
|VEIEX – V. Emerging Markets Stock Index||$6,355||10%|
|VFICX – V. Int-Term Investment-Grade Bond||$7,307||11%|
|BRSIX – Bridgeway Ultra-Small Market||$1,881||3%|
|Cash – Unreinvested Dividends||$60||–|
|July Fund Transactions|
|Liquid Available Cash||$30,000 (est.)|
(For some reason, these numbers seem off. I’ll have to double-check them tomorrow.)
Right now the tentative plan is still to sell my IVV S&P 500 ETF shares which are currently in a taxable account. I’ll take the capital loss and then use that money to open up a Self-Employed 401k at Fidelity and buy $10,000 of either the Fidelity Spartan 500 Index Fund (FSMKX) or Fidelity Spartan Total Market Index Fund (FSTMX).
That way, I can get a tax break and the $10,000 can grow in a tax-deferred account. That will made a total of $18,000 put away for retirement in 2006 ($4,000 Roth IRA x 2 + $10,000 here), not even counting my wife’s 401k contributions. So I’m most likely not to add any more, although I will re-examine my asset allocation later on.