$250 for Applying to Two Credit Cards from Charles Schwab & Sony

Got half-decent credit? Is $150 worth dinging your credit score about 10 points for about 6 months? It is for me. FrugalGirl reports on two credit cards that give out $150 and $100 respectively on successful application and usage (one purchase):

Charles Schwab MBNA Visa | Sony Visa

No annual fees on either. Neither of these cards are really special otherwise, they both have mediocre reward programs (unless you really like Sony products). I plan on applying, using them once, and throwing them in a drawer. Shhh.

* $150 offer is not available to New York residents. Dunno why.

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