Infographic: It’s Never Too Late To Start

notlate1There’s a new movie out about Ray Kroc and McDonald’s called The Founder. Did you know that Kroc was selling milkshake machines into his 50s until he stumbled on a pair of brothers buying a ton of milkshake machines for their new hamburger shop?

I don’t know if I would call him a role model, but Ray Kroc’s story does show that it’s never too late to start something. You don’t need to have started at age 18 in your college dorm room. Here’s an infographic from Anna Vital of Funders and Founders that provide other examples of people who took an indirect path to success. Click for original:

notlate2

Here’s another interactive infographic breaks down various successful self-starters with the age at which they started their companies. It turns out that 35 is actually the most common age to start a large, successful company. Perhaps it helps to build up a platform of experience (and failures?) first. Click on the image to reach the interactive version.

notlate3

Hopefully that provided a bit of motivation to keep reaching for that idea that always comes up when your mind is quiet.

It’s never too late to start putting money aside. It’s never too late to start working on your business idea. It’s never too late to spend your time differently.

Amazon Promo: $8.62 off $50+ Order (2/22 Only)

In case you don’t visit every day (which is probably a good thing), Amazon.com is giving $8.62 off $50+ orders with promo code BIGTHANKS. Valid until 11:59pm Pacific 2/22 only. Must be shipped and sold by Amazon.

If you need filler ideas, you can’t buy Amazon gift cards but you can buy gift cards to other retailers like Starbucks or Whole Foods gift cards for any amount over $25. For example, you could buy something for $15 and buy a $35 gift card to get to $50.

Municipal Bonds vs. US Treasury Bond Yield Comparison

muni1702_br

As a follow-up to my post on the risks of investing in bonds, I should share that a slight majority of my personal bond holdings are in short-term and intermediate-term municipal bonds. Why? Well, here are some considerations if you are choosing … [Read the rest]

Shelter Institute: Learn How to Build Your Own House in 2 Weeks

siframe

While listening to a Tim Ferriss podcast with guest Mr. Money Mustache, I came across this quote from John Taylor Gatto in the comments. Apparently Gatto was not a fan of compulsory schooling and offered this instead: I want to give you a … [Read the rest]

T-Mobile vs. Verizon New Unlimited Data Plans Comparison

phones7

Competition is good. Without the popularity of the T-Mobile unlimited data plan, we wouldn't have the reluctant, new Verizon Unlimited data plan. In turn, Verizon's new plan features made T-Mobile improve their deal to include HD video streaming … [Read the rest]

Citi® Hilton HHonors™ Visa Signature® Card 75,000 Point Offer Review

citihh75lto

Limited-time offer. The Citi® Hilton HHonors™ Visa Signature® Card, from our partner Citi, is offering a limited-time bonus increase. Here are the highlights: Earn 75,000 Hilton Honors Bonus Points after making $2,000 in purchases within the … [Read the rest]

Understanding the Risks and Downsides of Bonds

bondsrisks

To get the full return of any asset class, you'll have to own it through the good times and the bad times. The good times are easy, but getting through the bad times requires deeper understanding and faith. You'll usually hear this about holding … [Read the rest]

Opinions Take Flight: Reset Your Hawaiian Miles Expiration

otf0

Opinions Take Flight is a consumer survey panel that gives out Hawaiian Airlines Miles instead of cash. Their current promotion is 350 HawaiianMiles for joining and completing your first survey. I usually find these survey panels too tedious to … [Read the rest]

Personal Capital Review 2017: Automatically Track Net Worth and Portfolio Asset Allocation

pc_networth1

Personal Capital is free financial website and app that links all of your accounts to track your spending, investments, and net worth. You provide your login information, and they pull in the information for you automatically so you don't have to … [Read the rest]

Barclaycard Ring MasterCard Review: 0% Intro APR For 15 Months + No Balance Transfer Fee

b_ring_fico1

Here's a new offer for those looking to pay down debt and lower their interest rates. The Barclaycard Ring™ Mastercard® has been updated with 0% introductory APR for the first 15 months on purchases and 0% introductory APR for 15 months on balance … [Read the rest]

Most Individual Stocks Don’t Outperform Cash?

captialdist3

A new academic paper was recently published with a confusing yet provocative title: Do Stocks Outperform Treasury Bills?. Of course they do... right? An excerpt from the abstract: Most common stocks do not outperform Treasury Bills. Fifty … [Read the rest]

HBO Documentary: Becoming Warren Buffett

HBO has a new documentary film called Becoming Warren Buffett that includes a more personal look at his life, including "never-before-released home videos, family photographs, archival footage and interviews with family and friends." I just watched … [Read the rest]