T-Mobile New Plan: 4 Lines for $100/Month Unlimited Talk, Text, 10 GB of 4G LTE Data

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T-Mobile just announced 7/30 that their Family Plan will offer 4 lines for $100 a month with unlimited talk, unlimited text, and 2.5 GB of 4G LTE data per line. (10 GB total across 4 lines. Unlimited 2.5G data after your LTE data allotment is used up.) That is an increase of 6 GB (1.5 GB per line) from their previous offer. Offer expires 9/30/14. I’m not sure why, but the bump up lasts only until 2016, after which it will revert back to 1GB of high speed data per line. That is 17 months from now, so hopefully 4G data will have become cheaper by then anyway. Add a 5th line for only $10 more a month.

These plans include T-Mobile’s free international 2G data and texting in 120+ countries. Came in handy for my brother-in-law when he was at the World Cup in Brazil.

These plans do not include any subsidy for a new phone. You can bring your AT&T or Verizon iPhone 5 straight over to T-Mobile just by swapping out the SIM card inside, no special unlocking procedure required. Usually the Prepaid SIM card is $10 but from 8/1 to 8/6 use the promo code SIMDEAL to get it for only a penny ($0.01). Get a nano SIM card if you have a compatible iPhone 5 or iPad Mini. Get a micro SIM card if you have a compatible iPhone 4, 4S or iPad. You can also check compatibility here.

I really hope T-Mobile stays independent because their aggressive pricing will help keep everyone’s plan costs in line.

Alternatively, you can get unlimited talk, text, and WiFi/3G data for $25 a month with Republic Wireless (per line, no minimum number of lines). You’ll have to buy one of their phones (Moto G starting at $149).

Credit Karma Offers Free Full Credit Reports, Updated Weekly

CreditKarma.com just announced that they will now provide members a full copy of their TransUnion credit report, free of charge and updated once a week if you log in that frequently. You should see a pop-up once you log in, otherwise navigate to My Finances > Full Credit Report (Beta).

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Here’s a summary of their offering now:

  • Free TransUnion New Account credit score. Updated once a week. Not a FICO-branded score, but can still be use to track relative changes over time.
  • Free 24/7 credit monitoring of your TransUnion report. Will alert you if there are any changes, in case you’re like me and don’t really need a weekly update of your credit score. This is handy for tracking the location and timing of credit inquiries.
  • Free full credit report of your TransUnion data. Updated once a week. Nice to be able to track any changes down the smallest detail if needed.

Everything is still free with no trials and no credit card required. Either Credit Karma is making some decent money off their website advertising, or the cost of credit reports and scores continues to drop. I think the latter is definitely an overall trend.

Don’t forget the other major bureaus to get your complete credit picture. Get free non-FICO scores and 24/7 credit monitoring from all three credit bureaus (Equifax, Experian, and TransUnion) here. I track and compare all of my free credit scores here.

Big List of Free Consumer Reports (2/2): See Your Confidential Housing, Insurance, & Employment Data

Here is the second and final part of my big list of free consumer reports from over 50 different reporting agencies. The first part included your credit, banking, and subprime lending-related information. This part includes your housing, insurance, … [Read the rest]

Rue La La Shopping: Free $25 Credit

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Shopping site Rue La La is offering an increased free $25 credit for new members that are referred by existing members until August 6th. Keep in mind the $25 credit will take anywhere from several hours to a day to show up. You'll know you have it … [Read the rest]

Big List of Free Consumer Reports (1/2): See Your Confidential Credit, Banking, and Payday Lending Data

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There are many companies out there that make money by collecting and selling data - your personal data. In the past, it was often difficult if not impossible to see what they were telling prospective lenders, landlords, even employers about you. … [Read the rest]

Walmart Savings Catcher: Automated Low Price Guarantee Now Nationwide

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(Update: Walmart's new automated low price guarantee appears to be nationwide now. While still in "beta", their FAQ has been scrubbed of any geographical limitations. Their inclusions list was changed to add the phrase "most fruits and … [Read the rest]

Marriott Rewards Premier Credit Card: 70,000 Bonus Points + Free Night Certificate

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(Update: Through this link you can get the same 70k offer but with a $1,000 minimum spending requirement within first 3 months instead. I also added info about gift card redemption options.) New limited-time 70k offer. Another credit card has … [Read the rest]

Chase Ink Plus Business Card Review: $500 Cash, $625 Travel, or 50,000 Mile Bonus

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(Update: There is now a 70,000 bonus point bonus available if you apply for this card inside a physical Chase Bank branch. However, the $95 annual fee is not waived as it is for the online offer below. Via FW.) Chase has a new small biz credit … [Read the rest]

Horizon Motif Review: Commission-Free, No Advisory Fee, Index ETF Portfolios

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Motif Investing is a discount brokerage with a twist: you can buy a basket of up to 30 different stocks or ETFs and the entire basket costs just $9.95 a trade. When I first heard of this company, I thought it would be a cool way to build your own … [Read the rest]

Free Rideshare Promo Codes: Uber, Lyft, Flywheel, Gett, Sidecar, Silvercar

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Flywheel now $20, Sidecar now $15. Summoning a car with your smartphone is all the rage. Most of these startups are offering some form of bonus credit for first-time users. If you live in a major metro area, this can quickly add up to a decent … [Read the rest]

Covestor Core Portfolios Review: Free Managed ETF Portfolio

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Low-cost index ETF portfolio are everywhere these days! Covestor is a site that usually charges you a fee to manage your portfolio to follow various active managers, with fees ranging up to 2% per year (split Covestor/manager 50/50). However, they … [Read the rest]

TradeKing Advisors Review: Managed Core and Momentum ETF Portfolios

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Another online ETF portfolio advisor joins the mix. Discount brokerage TradeKing, possibly best known for their $4.95 stock trades, announced a new subsidiary called TradeKing Advisors which will directly manage ETF portfolios for retail customers. … [Read the rest]