H&R Block Desktop Tax Software Discounts: Deluxe Federal + State $21

hrb2016If you are looking for downloadable desktop tax software that doesn’t require your Social Security Number and financial details to be stored in the cloud, here’s a solid deal on H&R Block Tax Software 2016. NewEgg has a 33% off H&R Block Tax Software sale going on through 1/23/17 for the download versions. Click on “Digital Delivery Available”. However, you can also stack the promotional code USAVE30 for another 30% off. Enter promo code during checkout to see these final prices:

  • H&R Block Deluxe Federal Only $17.49 (Homeowner and Investments)
  • H&R Block Deluxe Federal + State $20.99 (Homeowner and Investments)
  • H&R Block Premium Federal + State $34.99 (Self-Employed and Rental Properties)
  • H&R Block Premium & Business Federal + State $41.96

I would say the sweet spot for most would be H&R Block Deluxe Federal + State included for $21 after coupon. Deluxe includes guidance for stock gains and losses, home mortgage interest deduction, and other itemized deductions. See screenshot below. (Retail is $45 with 33% off = $30. Then $30 with 30% off = $21.) This matches the lowest price ever so far for the same H&R Block software on Amazon (which lasted for one day back in December). The lowest price ever on Amazon for the 2015 version was $19 during a flash sale, so you are getting very close to the lowest price you’ll see for this product.

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Keep in mind that for these products 5 Federal e-Files are included but State e-File is extra ($19.95 for all I believe). I would personally just print the (usually shorter) state return out and snail mail it in.

As another price comparison data point, Costco is selling the boxed software version of TurboTax Deluxe Fed + State for $40. What’s annoying with TurboTax is that you have to upgrade to TurboTax Premier at $55 to get guidance for stock sales and dividends. It also includes 5 Fed e-Files but zero State e-Files.

See also: Credit Karma Tax review, a free tax software product but is advertising-supported and online-only.

TurboTax Discounts with State Farm Bank Account (Discontinued for 2016)

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Update. In case you were waiting, there will be no special TurboTax discount for State Farm bank and mutual fund customers for tax year 2016. Taken from the TurboTax FAQ. It was nice while it lasted. Thanks to Eric and Michael for the heads up.

For many years, State Farm has offered TurboTax for free, or at a greatly reduced price, as a special benefit to their bank and mutual fund customers. State Farm insurance customers have also received special discounts. State Farm has made the decision to discontinue this program for Tax Year 2016.

Original, Expired post from last year:

State Farm is has historically offered significant TurboTax discounts, but only for select bank and mutual fund customers. The promotional prices for 2015 were: TurboTax Federal Deluxe Online free, Premier $20, and Home & Business $30. A free state return is also included with free e-File for all online versions. Details:

  • You must have at least one State Farm Bank or Mutual Fund account linked to your StateFarm.com online profile. This includes checking, savings, IRA, and credit card accounts. However, if you only have insurance with them, you will NOT get this discount.
  • You must register through their special promotion link.
  • Offer limited to the first 25,000 qualified customers who register through State Farm to use TurboTax Online. I don’t recall how fast this ran out, but last year I believe it did run out before April 15th.

Some history… According to my notes, from 2006-2009 State Farm offered TurboTax Deluxe for free to all customers including insurance policyholders. In 2010 or 2011, they started restricting it only to bank and credit card customers.

The easiest way to gain access to this promotion is their regular “Checking” bank account with requires a $25 minimum initial deposit and no minimum balance fee. You must link your bank account number to your online State Farm profile, after which the website will recognize you as a State Farm Bank customer and you’ll be given access to the offer. Here is what you should see:

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State Farm® customers can save on TurboTax 2015 by taking advantage of special offers. To receive your special TurboTax offer, you must access and complete your return through the link below. If you access your return directly from Intuit’s site, special offers will not be applied.

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PSA: Cuisinart Recalls 8 Million Food Processor Blades

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