Delta SkyMiles American Express Cards (Limited-Time Offer)

amexdeltaplatAmerican Express and Delta are running limited-time offers on four of their co-branded credit cards. Since you can only get the sign-up bonuses once on each of these cards per person per lifetime (each card is considered different), it’s best to wait for one of these temporary bumps to maximize your bonus miles. These offers are indicated to end on July 5, 2017.

Here are the bonus highlights for the two consumer cards and two business cards. Note that each of the offers are slightly different in terms of bonus amounts and spending requirements. I list common benefits like free checked bags and priority boarding at the bottom.

Gold Delta SkyMiles® Credit Card

  • Limited-Time Offer: 60,000 Bonus Miles after you spend $3,000 in purchases on your new Card within your first 4 months.
  • $50 statement credit after you make a Delta purchase with your new Card within your first 4 months. (Not just airfare – buying a Delta gift card online or buying an in-flight drink counts.)
  • $0 introductory annual fee for the first year, then $95.

You can find a list of all available American Express credit cards at CardRatings.com

Platinum Delta SkyMiles® Credit Card

  • Limited-Time Offer: 70,000 Bonus Miles and 10,000 Medallion® Medallion Qualification Miles (MQMs) after you spend $4,000 in purchases on your new Card within your first 4 months.
  • $100 statement credit after you make a Delta purchase with your new Card within your first 4 months. (Not just airfare – buying a Delta gift card online or buying an in-flight drink counts.)
  • $195 Annual Fee.
  • Companion certificate for a domestic economy roundtrip flight each year upon renewal of your Card.
  • Miles Boost® lets you earn 10,000 bonus miles and 10,000 MQMs after you spend $25,000 or more in eligible purchases on the Card in a calendar year. Earn an additional 10,000 bonus miles and 10,000 MQMs after you spend $50,000 in eligible purchases on the Card in a Calendar year for a total of 20,000 bonus miles and 20,000 MQMs.

Gold Delta SkyMiles® Business Credit Card

  • Limited-Time Offer: 60,000 Bonus Miles after you spend $4,000 in purchases on your new Card within your first 4 months.
  • $50 statement credit after you make a Delta purchase with your new Card within your first 4 months. (Not just airfare – buying a Delta gift card online or buying an in-flight drink counts.)
  • $0 introductory annual fee for the first year, then $95.

Platinum Delta SkyMiles® Business Credit Card

  • Limited-Time Offer: 70,000 Bonus Miles and 10,000 Medallion® Medallion Qualification Miles (MQMs) after you spend $5,000 in purchases on your new Card within your first 4 months.
  • $100 statement credit after you make a Delta purchase with your new Card within your first 4 months. (Not just airfare – buying a Delta gift card online or buying an in-flight drink counts.)
  • $195 Annual Fee.
  • Companion certificate for a domestic economy roundtrip flight each year upon renewal of your Card.
  • Miles Boost® lets you earn 10,000 bonus miles and 10,000 MQMs after you spend $25,000 or more in eligible purchases on the Card in a calendar year. Earn an additional 10,000 bonus miles and 10,000 MQMs after you spend $50,000 in eligible purchases on the Card in a Calendar year for a total of 20,000 bonus miles and 20,000 MQMs.

The above cards all include the following benefits:

  • Earn 2 miles per dollar on purchases directly with Delta including flights booked on Delta.com, Sky Club® membership or passes, Delta Vacations® packages, seat upgrades, or in-flight purchases like food, beverages, and entertainment. Earn one mile for every eligible dollar you spend on purchases.
  • First checked bag free on Delta flights. Savings of up to $50 on a round-trip per person. (Savings of up to $200 on a round-trip for a family of four.)
  • Priority Boarding. You can board your flight when Zone 1 priority boarding is called, so that you find room for your carry-on bag and settle into your seat sooner.

Prescription Check App by Warby Parker: Extend Your Eye Prescription For Free

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Warby Parker sells prescription eyeglasses and sunglasses, primarily online at prices lower than traditional retail optical stores (starts at $95). They can send you frames to try on at home, or you can upload a picture of yourself and “try on” frames virtually.

The next step is to remove the optometrist visit whenever possible. Per this Quartz article, Warby Parker has rolled out a new Prescription Check app that will write you a new prescription (with a new expiration date) if their eye exam shows that your prescription hasn’t changed.

You basically do the “Big E” exam while standing the proper distance away and looking at your desktop computer screen, using the smartphone app for interaction. The updated prescription is written by a licensed eye doctor and is valid at any optical center (not just Warby Parker). The app is registered with the FDA. For now, the service is at the convenient price of free.

The catch? For now, eligibility is limited to the following:

  • Must be a resident of California, Florida, New York, or Virginia.
  • Between ages 18 and 40.
  • Must already own Warby Parker prescription eyeglasses.

Warby Parker says they will increase eligibility over time (and eventually start charging a fee). I went ahead and signed up for e-mail alerts.

I’ve worn glasses for decades and would agree that there are times that I just want another pair of glasses but my eye prescription expired after 12 months. On the other hand, I do feel reassured when I visit the optometrist that everything is alright. Maybe they should extend prescriptions to 2 years if your vision has been stable for a while.

(Added: A reader tweeted that in some states like California, eyeglass prescriptions last for 2 years while contact lenses are for 1 year. Another site that does online eye exams is Opternative.com.)

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Coffin Homes: Living in Tiny Spaces As a Last Resort

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Costco Membership Discount: $10/$20 Coupon Code

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OhmConnect: Get Paid For Saving Energy One Hour Per Week

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Ally Bank vs. Goldman Sachs Bank CD Interest Rate Comparison

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After last week's WSJ article about interest rates, I noticed that both Goldman Sachs Bank USA (GS Bank) and Ally Bank have both been hiking rates on their CDs. Competition is good and I like that they both still show the desire to stay at the top as … [Read the rest]

How Much Do Other Parents Help Pay For College Tuition?

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