Comments on: 31% Off FICO Scores at myFICO.com http://www.mymoneyblog.com/31-off-fico-scores-at-myficocom.html Personal Finance and Investing Blog Sun, 12 Feb 2012 01:43:13 +0000 hourly 1 By: john http://www.mymoneyblog.com/31-off-fico-scores-at-myficocom.html#comment-145188 john Tue, 16 Feb 2010 21:22:02 +0000 http://www.mymoneyblog.com/?p=6703#comment-145188 It's one thing to not want to pay for the myfico score but paying for a creditkarma score makes no sense. their score can be off by as much as 100+ points. It’s one thing to not want to pay for the myfico score but paying for a creditkarma score makes no sense. their score can be off by as much as 100+ points.

]]> By: Jonathan http://www.mymoneyblog.com/31-off-fico-scores-at-myficocom.html#comment-144957 Jonathan Wed, 10 Feb 2010 01:01:26 +0000 http://www.mymoneyblog.com/?p=6703#comment-144957 @Robert - I agree that more people buy credit scores than really need it, but the whole idea is to know your score and clean it up <em>before</em> applying for a big loan, so you have a better rate and so on. Of course if your credit is great and you know it, you'll be fine either way. @Robert – I agree that more people buy credit scores than really need it, but the whole idea is to know your score and clean it up before applying for a big loan, so you have a better rate and so on. Of course if your credit is great and you know it, you’ll be fine either way.

]]> By: Robert http://www.mymoneyblog.com/31-off-fico-scores-at-myficocom.html#comment-144942 Robert Tue, 09 Feb 2010 21:16:36 +0000 http://www.mymoneyblog.com/?p=6703#comment-144942 Also remember, if you're applying for a mortgage or something like that, they will show you the scores they pull. If you're going to apply for the loan, just apply for the loan and get your scores from them. It shows up in the fees anyway, usually a $15 credit report fee. Also remember, if you’re applying for a mortgage or something like that, they will show you the scores they pull. If you’re going to apply for the loan, just apply for the loan and get your scores from them. It shows up in the fees anyway, usually a $15 credit report fee.

]]> By: Robert http://www.mymoneyblog.com/31-off-fico-scores-at-myficocom.html#comment-144940 Robert Tue, 09 Feb 2010 21:12:05 +0000 http://www.mymoneyblog.com/?p=6703#comment-144940 I'm with Chuck on this one. Paying for a FICO score is crazy to me. Get your reports for free from annualcreditreport.com (the REAL site) and get your free Transunion score from creditkarma.com. The creditkarma score isn't a real FICO score but it's a good guage of where you are and it's absolutely free with no obligations of any kind. I’m with Chuck on this one. Paying for a FICO score is crazy to me. Get your reports for free from annualcreditreport.com (the REAL site) and get your free Transunion score from creditkarma.com. The creditkarma score isn’t a real FICO score but it’s a good guage of where you are and it’s absolutely free with no obligations of any kind.

]]> By: Chuck http://www.mymoneyblog.com/31-off-fico-scores-at-myficocom.html#comment-144930 Chuck Tue, 09 Feb 2010 15:14:09 +0000 http://www.mymoneyblog.com/?p=6703#comment-144930 I refuse to participate on the general principle of paying money for my own credit score. Do you believe that these companies are collecting information about you, selling it to others, and charging you money to see what they're saying about you? I got a HELOC last year at my credit union, and they pulled my scores and gave them to me. (And they were fine. That's good enough for me.) They would probably do it if I just ask. This myFico discount is probably a good deal, compared to what it normally costs to get your scores, but honestly 99% of people don't need to know their score. Just get your annual credit report (dot com) to make sure there are no mistakes in your file, then go live your life. :) I refuse to participate on the general principle of paying money for my own credit score. Do you believe that these companies are collecting information about you, selling it to others, and charging you money to see what they’re saying about you?

I got a HELOC last year at my credit union, and they pulled my scores and gave them to me. (And they were fine. That’s good enough for me.) They would probably do it if I just ask.

This myFico discount is probably a good deal, compared to what it normally costs to get your scores, but honestly 99% of people don’t need to know their score. Just get your annual credit report (dot com) to make sure there are no mistakes in your file, then go live your life. :)

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