Comments on: 15-Minute Resolution #3: Check Your Free Consumer & Credit Reports http://www.mymoneyblog.com/15-minute-resolution-3-check-your-free-consumer-credit-reports.html Personal Finance and Investing Blog Sun, 12 Feb 2012 05:06:12 +0000 hourly 1 By: Victoria http://www.mymoneyblog.com/15-minute-resolution-3-check-your-free-consumer-credit-reports.html#comment-144147 Victoria Mon, 25 Jan 2010 02:15:54 +0000 http://www.mymoneyblog.com/?p=6362#comment-144147 Ahh, posts like this one is why I love your blog Jonathan! Am in the process of obtaining all my reports now... Ahh, posts like this one is why I love your blog Jonathan!
Am in the process of obtaining all my reports now…

]]> By: Jeremiah http://www.mymoneyblog.com/15-minute-resolution-3-check-your-free-consumer-credit-reports.html#comment-144110 Jeremiah Sun, 24 Jan 2010 15:08:28 +0000 http://www.mymoneyblog.com/?p=6362#comment-144110 Michael JA, i just got my Experian report, and noticed that Amex polled me once a month in 2008 and four times at the end of 2009, and i've never even had a card with them. I'm guessing this falls under the "other creditors who want to offer you preapproved credit" bullet. Michael JA, i just got my Experian report, and noticed that Amex polled me once a month in 2008 and four times at the end of 2009, and i’ve never even had a card with them. I’m guessing this falls under the “other creditors who want to offer you preapproved credit” bullet.

]]> By: Michael JA http://www.mymoneyblog.com/15-minute-resolution-3-check-your-free-consumer-credit-reports.html#comment-143539 Michael JA Wed, 13 Jan 2010 15:10:01 +0000 http://www.mymoneyblog.com/?p=6362#comment-143539 Jonathan, I love your 15-minute resolutions. Great idea, thanks. On my Experian report, it separates out "requests viewed by others" and "requests viewed only by you" when I seek out who has peeked at my credit. In the "requests viewed only by you" section, it appears that my credit card providers ("CAP ONE" and "AMEX") are looking at my report at least once, sometimes twice, a month. I have no delinquent payment history and pay my balances in full each month. Is this common? Anyone have any ideas why they do this? Jonathan, I love your 15-minute resolutions. Great idea, thanks.

On my Experian report, it separates out “requests viewed by others” and “requests viewed only by you” when I seek out who has peeked at my credit. In the “requests viewed only by you” section, it appears that my credit card providers (“CAP ONE” and “AMEX”) are looking at my report at least once, sometimes twice, a month. I have no delinquent payment history and pay my balances in full each month. Is this common? Anyone have any ideas why they do this?

]]> By: Stefan http://www.mymoneyblog.com/15-minute-resolution-3-check-your-free-consumer-credit-reports.html#comment-143406 Stefan Sun, 10 Jan 2010 15:58:07 +0000 http://www.mymoneyblog.com/?p=6362#comment-143406 Hi Jonathan, I really like your blog, provides great information and tips for daily challenges regarding finances. Keep up the good job.. Hi Jonathan,

I really like your blog, provides great information and tips for daily challenges regarding finances.

Keep up the good job..

]]> By: Ingrid http://www.mymoneyblog.com/15-minute-resolution-3-check-your-free-consumer-credit-reports.html#comment-143288 Ingrid Fri, 08 Jan 2010 16:22:40 +0000 http://www.mymoneyblog.com/?p=6362#comment-143288 Wow! I had no idea that one could obtain a Medical History, Insurance History, Employment History or Tenant History report. Thanks so much for letting us know. Wow! I had no idea that one could obtain a Medical History, Insurance History, Employment History or Tenant History report.

Thanks so much for letting us know.

]]> By: Krishna http://www.mymoneyblog.com/15-minute-resolution-3-check-your-free-consumer-credit-reports.html#comment-143266 Krishna Fri, 08 Jan 2010 07:19:13 +0000 http://www.mymoneyblog.com/?p=6362#comment-143266 [OT] Jonathan, do you have info regarding the introduction of fees for people who pay their credit cards in full every month, or those who don't use their credit card for awhile? Any advice on this subject? [OT] Jonathan, do you have info regarding the introduction of fees for people who pay their credit cards in full every month, or those who don’t use their credit card for awhile? Any advice on this subject?

]]> By: Jonathan http://www.mymoneyblog.com/15-minute-resolution-3-check-your-free-consumer-credit-reports.html#comment-143246 Jonathan Thu, 07 Jan 2010 21:48:43 +0000 http://www.mymoneyblog.com/?p=6362#comment-143246 @Rick, NoMoreWork, James - Thanks! I appreciate the appreciation. :) No, I haven't done a year-end update yet. I'm trying to design a better way to report it, but haven't worked out all the kinks yet. @Rick, NoMoreWork, James – Thanks! I appreciate the appreciation. :)

No, I haven’t done a year-end update yet. I’m trying to design a better way to report it, but haven’t worked out all the kinks yet.

]]> By: James http://www.mymoneyblog.com/15-minute-resolution-3-check-your-free-consumer-credit-reports.html#comment-143243 James Thu, 07 Jan 2010 20:45:19 +0000 http://www.mymoneyblog.com/?p=6362#comment-143243 This is a great series and specifically- a great post. I never realized all this personal information was just a click away. I always figured that this type of info was stored in highly classified vaults with the CIA! This is a real eye-opener! This is a great series and specifically- a great post. I never realized all this personal information was just a click away. I always figured that this type of info was stored in highly classified vaults with the CIA! This is a real eye-opener!

]]> By: NoMoreWork http://www.mymoneyblog.com/15-minute-resolution-3-check-your-free-consumer-credit-reports.html#comment-143239 NoMoreWork Thu, 07 Jan 2010 20:10:18 +0000 http://www.mymoneyblog.com/?p=6362#comment-143239 I like this series of "Instant" New Year's Resolutions. I didn't know about the free Tenant History Report. I'm on the lookout for a new rental so it should help to know what is on there. On another note, did I miss the 2009 year end Net Worth Update?!!!! Have you ever thought about plotting you net worth growth on a year over year basis? I started doing this not too long back to look for long term and specific period (Summer, Fall...) growth trends. I like this series of “Instant” New Year’s Resolutions. I didn’t know about the free Tenant History Report. I’m on the lookout for a new rental so it should help to know what is on there.

On another note, did I miss the 2009 year end Net Worth Update?!!!! Have you ever thought about plotting you net worth growth on a year over year basis? I started doing this not too long back to look for long term and specific period (Summer, Fall…) growth trends.

]]> By: Rick in San Francisco http://www.mymoneyblog.com/15-minute-resolution-3-check-your-free-consumer-credit-reports.html#comment-143226 Rick in San Francisco Thu, 07 Jan 2010 15:25:19 +0000 http://www.mymoneyblog.com/?p=6362#comment-143226 Hi, Jonathan - please never underestimate the important role that your blog has on the lives of many of your readers - this post is a case in point: wonderful detail, clear summaries, and an encouraging push to get something done TODAY. Thank you many times over for the good work you are doing. Hi, Jonathan – please never underestimate the important role that your blog has on the lives of many of your readers – this post is a case in point: wonderful detail, clear summaries, and an encouraging push to get something done TODAY. Thank you many times over for the good work you are doing.

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